Loan Balance Transfer Savings Calculator
Calculate net savings from transferring your loan to a lower-rate lender. Includes processing fee and remaining tenure considerations.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
40 Lakh
₹
%
%
years
%
= ₹20,000
Net savings
₹2.35 L
Transfer makes sense ✓
Old EMI
₹40,571
New EMI
₹39,155
Interest saved
₹2.55 L
Before processing fee of ₹20.0K
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