Gold Loan EMI Calculator
Gold loan EMI calculator. Muthoot, Manappuram, IIFL, banks — rates 9–28% depending on LTV (75% max as per RBI).
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
2 Lakh
₹
% p.a.
years
₹
See how much interest you save with monthly prepayments.
Compare across banks
| Bank | Rate | EMI |
|---|---|---|
| State Bank of India | 11.15% | ₹17.7K |
| HDFC Bank | 10.75% | ₹17.7K |
| ICICI Bank | 10.85% | ₹17.7K |
| Axis Bank | 11.25% | ₹17.7K |
| Kotak Mahindra Bank | 10.99% | ₹17.7K |
| Punjab National Bank | 11.4% | ₹17.7K |
| Bank of Baroda | 10.9% | ₹17.7K |
| Canara Bank | 10.95% | ₹17.7K |
Rates are indicative starting rates. Final rate depends on your CIBIL, income, and bank policy. Click any bank for a dedicated calculator.
Monthly EMI
₹17,723
12 months · 11.5% p.a.
Total interest
₹12.7K
Total payment
₹2.13 L
Principal vs Interest
Principal
94%
Year-wise breakdown
Frequently asked questions
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