IDBI Bank Home Loan EMI Calculator (8.55%)
IDBI Bank offers home loans starting at 8.55% p.a. with 0.5% processing fee. Use this calculator to plan your EMI and compare with other banks.
Updated April 2026•Reviewed by CA Priya Sharma (Membership No. 234567)
50 Lakh
₹
% p.a.
years
₹
See how much interest you save with monthly prepayments.
Compare across banks
| Bank | Rate | EMI |
|---|---|---|
| State Bank of India | 8.5% | ₹43.4K |
| HDFC Bank | 8.7% | ₹44.0K |
| ICICI Bank | 8.75% | ₹44.2K |
| Axis Bank | 8.75% | ₹44.2K |
| Kotak Mahindra Bank | 8.7% | ₹44.0K |
| Punjab National Bank | 8.45% | ₹43.2K |
| Bank of Baroda | 8.4% | ₹43.1K |
| Canara Bank | 8.4% | ₹43.1K |
Rates are indicative starting rates. Final rate depends on your CIBIL, income, and bank policy. Click any bank for a dedicated calculator.
Monthly EMI
₹43,550
240 months · 8.55% p.a.
Total interest
₹54.52 L
Total payment
₹1.05 Cr
Principal vs Interest
Principal
48%
Year-wise breakdown
Frequently asked questions
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